( Live4Him )
Lawn Care Specialist
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Ok I need a loan for about $10,000 I am just doing a Community College. I have no co-signer. My credit is there but its not up there because I am only 19. Any advice? I have applied for grants and things but I dont qualify because my step dad and my Mom make almost $200k a year. So there goes that! Anyone have any ideas?
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Live life without a cause!
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Allison
Dairy Product Addict
 Patron
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God I totally have the same problem. I have no idea how I'm going to qualify for anything like that. Sorry I cant help but I'm happy you asked haha!
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SweetChevy
Dairy Product Addict
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ask thm to poay for you then?
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( Live4Him )
Lawn Care Specialist
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its not like my parents dont have the money but they wont pay for it at all! i feel retarded asking a stupid question like this! i have credit and all but i am afraid my debt to income ratio would be off. so i dont know what to do!!!
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Live life without a cause!
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Lalynn
Personal Assistant
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Can you parents not co-sign for you???? If you are going to a community college, it can't be that much a year!! I went to a community college for 3 years and my tuition was $800 a semester.
Did you file a FAFSA??? Even though your parents make that amount, you should always file a FAFSA just to be on the safe side. Good luck!!! =D
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8:14 am on Aug. 11, 2006 | Joined Aug. 2006 | 18 Days Active
Join to learn more about Lalynn North Carolina, United States | Straight Female | 46 Posts | 229 Points
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Ciderdude
Technician
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You should be able to get the loan through a local bank. The bank will be your cosigner. Also your origination fee will be 0% if you do it through Commerce or Bank of America. I suggest going through the bank. They do a great job or guiding you through the process.
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kira
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What about the financial aid or just plain financial office at the community college? Have you asked them what options they have for student loans? You might not need a co-signer for a student loan, but I'm not really sure.
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"Dancing through life mindless and careless.
Make sure your where less trouble is rife.
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1:31 am on Aug. 22, 2006 | Joined Feb. 2004 | 921 Days Active
Join to learn more about kira California, United States | Straight Female | 2598 Posts | 17350 Points
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You should be able to get the loan through a local bank. The bank will be your cosigner. Also your origination fee will be 0% if you do it through Commerce or Bank of America. I suggest going through the bank. They do a great job or guiding you through the process. 
